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Insurance


CISI Health Insurance

All students studying abroad through the University of Southern Mississippi are enrolled in CISI international healthcare coverage. The cost of the insurance is included in the program fees. This insurance is mandatory and cannot be opted out. Students will be enrolled by the Office of Study Abroad before departure. Students will receive an email confirmation from the insurance company once enrolled. Students will be prompted to activate an online account with the insurance company and will have access to their policy and insurance card here. 
https://www.culturalinsurance.com/ 
 
Each participant is issued a personalized card that provides travel insurance while abroad with the program, including
• Physician Office Visits
• Inpatient Hospital Services
• Hospital and Physician Outpatient Services
• Emergency Hospital Services
• Accidental Death and Dismemberment
• Repatriation of Remains
• Medical Evacuation

 

OPTIONAL POLICY - Travel Insured International - Cancel for Any Reason (CFAR) Insurance


Unexpected circumstances can arise, and occasionally, a student may need to withdraw from a program. To help offset potential withdrawal fees, students may consider purchasing a Cancel for Any Reason (CFAR) insurance policy.
Travel Insured International offers travel insurance policies that include CFAR coverage. These policies typically cost between 7% and 10% of the total non-refundable program cost, with pricing based on factors such as the participant’s age, trip duration, and total cost. Most CFAR policies reimburse up to 75% of non-refundable expenses. Depending on the specific policy, coverage must generally be purchased within 14 to 21 days of paying the application fee.
Please note that CFAR insurance is separate from CISI Health Insurance, which is provided through the Office of Study Abroad. Students do not need to wait for CISI enrollment to request a quote or purchase CFAR coverage.
For more information, contact Travel Insured International at customercare@travelinsured.com or call 1-855-752-8303.